Pay-In Payment Channels

Modified on Mon, 02 Oct 2023 at 05:57 PM

Pay with PayAttitude

Pay with PayAttitude is a payment method available on Fincra Checkout. Payattitude is a payment solution that guarantees 100% successful transactions with or without a network. It enables customers to use a phone number for payment on the WEB. When you send a Payment Link to your customer, or you embed Fincra Checkout into your platform, PayAttitude is one of the many reliable payment channels your customers can use to make payments for goods and services provided by your business. 


Pay with Bank transfer

Pay with Bank transfer is a payment method available on Fincra Checkout. It allows your customers to pay you directly from their bank account, by simply initiating a transfer via their bank app or USSD code. When you send a Payment Link to your customer, or you embed Fincra Checkout into your platform, Pay with Bank transfer is one of the many reliable payment channels your customers can use to make payments for goods and services provided by your business. 

Payment Link

Fincra Payment Link is a link that you can generate on your Fincra dashboard to accept payments from your customers using Fincra Checkout Your customers can either pay with their cards, bank transfer, PayAttitude, Mobile Money or MPesa. When funds are successfully collected, you will receive settlement in your Fincra wallet or bank account. Fincra is PCI-DSS compliant, this means your customers’ information is safe and secure. 

To create a payment link all you need to do is follow these 4 easy steps: 

  1. Log in to the Fincra dashboard.

  2. Click on the “Pay-Ins” section of your dashboard and click “payment links” and then click on the “create payment link” at the top right of the page.

  3. Next fill in the required details for your payment link: Payment link name, description, amount, settlement destination.

  4. Next click on “create” and your link is ready. 



Does Fincra have a virtual card service?

At the moment, Fincra does not provide a Virtual Card service, but it is coming soon, and as soon as it launches, you will be the first to know. 


Pay with M-Pesa

M-Pesa is a mobile phone based money transfer service and it is a payment method available on Fincra Checkout. It is a service that is used in Kenya, Tanzania, Mozambique, DRC, Lesotho, Ghana, Egypt, and South Africa. Your customers in these countries can send you payments easily via Fincra Checkout. 

Pay with Card

Pay with Card is a payment method available on Fincra Checkout. This payment method allows your customers to make payments via their credit/debit cards in a matter of seconds. Fincra accepts debit and credit cards from all over the world, given that they are issued by MasterCard, Visa or Verve. Your customers simply have to provide their card details and authorise the transactions via the two-factor authentication process. This is done by providing their card pin and a one-time password sent to their email or authorised phone number. 

What is a NUBAN?

A Nigerian Uniform Bank Account Number (NUBAN) is a standardised 10-digit code that's used to identify specific bank accounts in Nigeria. NUBAN numbers function as standard bank account numbers in Nigeria, where they have been widely used by both individuals and organisations in the country since their adoption in 2011. NUBAN is to Nigeria, what IBAN is to Europe. Fincra issues NUBANs as NGN Virtual Accounts to customers in Nigeria. 

What are Virtual Accounts?

A virtual bank account is a non-physical bank account that operates in the same way as a traditional bank account. On Fincra, merchants are assigned standard IBAN/NUBANs to receive funds in various currencies for their services without the headaches of international banking. Fincra provides virtual accounts in NGN, EUR and GBP for easy payment collection, as well as virtual account API for issuing accounts.

What is a Fincra POS terminal?

Fincra POS terminal is the ultimate in-person payment solution. Fincra Point-Of-Sale (POS) terminal is a hardware device with Fincra software that is used for processing in person payments via cards and bank transfers. Fincra POS Terminal offers these variety of payment methods to give your customers the option to select the payment method that is most convenient for them.  Fincra POS Terminal solution is customizable and allows you to build custom apps specifically for your brand needs. 

Fincra POS terminal comes in the MP35 and Horizon Pay versions. Both can be ordered via the Fincra dashboard and shipped to your address. 

Create an account via app.fincra.com/auth/signup to get yours.

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